Must hold a valid US work visa (H1B, L1, TN, O1, E1, or similar). Minimum 2 years of US employment history preferred. US credit score of 680+ is ideal but alternative credit documentation accepted. Verifiable US-based income with W-2 or tax returns. Standard debt-to-income ratios apply.
Lower down payments starting at 15% with strong US credit
Access to conventional and FHA-style loan products
Competitive interest rates comparable to US citizens
US credit score and employment history strengthen qualification
Primary residence, vacation, and investment properties eligible
Visa renewal documentation accepted in lieu of permanent residency
Provide your visa documentation, US employment verification, and most recent pay stubs or W-2
We pull your US credit report and evaluate your full financial profile
Receive pre-approval with specific loan terms, rate estimates, and maximum purchase price
Find your property, make an offer, and submit your complete application package
Close on your new Florida home — typical timeline is 21-30 days from contract to keys
Talk to a foreign national mortgage expert today.
