Yes, Peruvian citizens can obtain a mortgage to purchase property in Florida. Peru has a growing community in South Florida, and lenders are increasingly familiar with Peruvian documentation such as the DNI and SUNAT tax filings. With proper documentation and a 30% down payment, Peruvian nationals can qualify for foreign national mortgage programs. Both tourist visa holders and those with US work authorization are eligible to apply.
30%
Minimum
Peruvian buyers need a 30% minimum down payment, valid passport, DNI, 12 months of bank statements, SUNAT tax filings, 2-3 bank reference letters, proof of income (boletas de pago for employees, declaración jurada for self-employed), and a CPA letter. Having documents translated to English by a certified translator is recommended to speed up the process.
The mortgage process for Peruvian buyers takes 30-45 days. Pre-qualification in 1-2 days, document collection 1-2 weeks, underwriting 2-3 weeks, closing 1 week. Having certified English translations of all documents ready in advance can significantly speed up the process.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Peruvian citizens can finance Florida real estate with as little as 30% down through HFG International, using their DNI, SUNAT tax filings, and bank statements from Peruvian institutions like BCP or Interbank. Peru's open foreign exchange market makes fund transfers straightforward, and HFG specializes in processing Peruvian documentation including boletas de pago and declaración jurada for efficient closings in 30-45 days.
Call Medardo F. Cevallos — he understands the Peru mortgage process.
ITIN mortgage programs allow foreign nationals living in the US without a Social Security Number to purchase a home. Here's everything you need to know about qualifying and applying.
Yes — citizens of many countries can purchase Florida real estate without a US visa through special no-visa mortgage programs. Learn who qualifies and how the process works.
A detailed breakdown of down payment requirements for foreign national mortgages in Florida, organized by country and risk tier — plus tips to minimize your upfront costs.
