Yes, Chilean citizens can obtain a mortgage to purchase property in Florida. Chile has a strong economy and well-regulated financial system, which lenders view favorably. Chilean buyers often have well-documented financial histories through the SII and formal banking system, making the qualification process relatively straightforward. With a 30% down payment and proper documentation, Chilean nationals can access competitive foreign national mortgage programs.
30%
Minimum
Chilean buyers need a 30% minimum down payment, valid passport, RUT number, 12 months of bank statements, SII tax filings, 2-3 bank reference letters, proof of income (liquidaciones de sueldo for employees, declaración de impuestos for self-employed), and a CPA letter. Chile's transparent financial system makes document verification smoother for lenders.
The mortgage process for Chilean buyers takes 30-45 days. Chile's well-organized financial documentation can help speed up underwriting. Pre-qualification in 1-2 days, document collection 1-2 weeks, underwriting 2-3 weeks, closing 1 week.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Chilean citizens can finance Florida real estate with a 30% down payment through HFG International's foreign national mortgage programs. Key documents include a valid passport, RUT number, SII tax filings, and 12 months of bank statements. HFG specializes in guiding Chilean buyers through the US mortgage process, leveraging Chile's well-regulated financial system for smoother underwriting.
Call Medardo F. Cevallos — he understands the Chile mortgage process.
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