Yes, Argentine citizens can absolutely obtain a mortgage to purchase property in Florida. Argentina has a large and established community in South Florida, and many lenders have programs specifically designed for Argentine nationals. With the right documentation — including your CUIT/CUIL, bank references from Argentina, and proof of income — you can qualify for competitive financing. Typical down payments start at 30%, and both tourist visa holders and those with US work authorization can apply.
30%
Minimum
Argentine buyers typically need a 30% down payment, valid passport, CUIT/CUIL tax ID, 12 months of bank statements from Argentine institutions, 2-3 bank reference letters, proof of income (employment letter or tax returns), and a CPA letter. Having an existing US bank account is helpful but not always required. Reserves of 12 months of mortgage payments must be verified.
The typical mortgage process for Argentine buyers takes 30-45 days from application to closing. Pre-qualification can be done in 1-2 days, document collection takes 1-2 weeks, underwriting 2-3 weeks, and closing 1 week. Having all documents translated and notarized in advance can speed up the process significantly.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Argentine citizens can finance Florida real estate with as little as 30% down through HFG International, using their CUIT/CUIL tax ID, bank statements from Argentine institutions, and bank reference letters. Despite cepo cambiario currency controls, HFG specializes in helping Argentine buyers navigate fund transfers and document requirements for a smooth closing in 30-45 days.
Call Medardo F. Cevallos — he understands the Argentina mortgage process.
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A detailed breakdown of down payment requirements for foreign national mortgages in Florida, organized by country and risk tier — plus tips to minimize your upfront costs.
