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Insights and guides for international property buyers in Florida

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errores comunescompradores latinoamericanos

Common Mistakes Latin American Buyers Make When Buying in Florida

After years helping Latin American buyers finance Florida real estate, we have seen the same costly mistakes repeated over and over. Here are the 10 most common — and exactly how to avoid each one.

Medardo F.9 min read
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enganchedown payment

Down Payment Requirements for Foreign Buyers by Country

A complete comparison of down payment requirements for foreign national mortgages in Florida, organized by country of origin and property type — including a full breakdown table, European and Latin American tiers, special cases, and tips to reduce your upfront costs.

Medardo F.10 min read
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ITINhipoteca ITIN

ITIN Mortgage — Everything You Need to Know in 2026

A complete guide to ITIN mortgage programs in 2026: what an ITIN is, who qualifies, down payment requirements, documentation, how to build credit, and how to apply step by step — from Home Financial Group, Florida's ITIN mortgage specialists.

Medardo F.10 min read
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LLCestructura propiedad

LLC vs Personal Purchase — What's Best for a Foreign Buyer?

Should a foreign buyer purchase Florida real estate in their personal name or through a US LLC? The answer depends on tax exposure, estate planning goals, privacy needs, and mortgage availability. Here is a complete breakdown.

Medardo F.9 min read
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transferencia dinerowire transfer

How to Send Money from Latin America to Buy Property in the USA

Sending money from Latin America to close on a US property involves more than just a wire transfer. Learn about fund seasoning requirements, anti-money laundering compliance, country-specific restrictions, and the documentation trail lenders require.

Medardo F.9 min read
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ciudades floridamiami

Best Florida Cities for Latin American Buyers

A city-by-city guide to Florida's top real estate markets for Latin American buyers — covering median prices, Latin community presence, rental yields, lifestyle, and which nationalities gravitate to each area.

Medardo F.10 min read
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FIRPTAimpuestos

What Is FIRPTA and How Does It Affect Foreign Buyers?

FIRPTA requires buyers to withhold up to 15% of the sale price when purchasing US real estate from a foreign seller. Learn what it is, when it applies, available exemptions, and how to plan your investment strategy around it.

Medardo F.8 min read
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sin visacomprar propiedad miami

Buy Property in Miami Without a US Visa

You do NOT need a US visa to buy property in Miami. Learn how no-visa mortgage programs work, who qualifies, what documents you need, and how to close remotely from your home country.

Medardo F.9 min read
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venezuelahipoteca venezolanos

Mortgages for Venezuelans in Florida 2026 — Complete Guide

Venezuelans in Florida can qualify for a mortgage in 2026 — TPS holders, ITIN borrowers, and foreign nationals alike. Learn about OFAC compliance, down payment requirements, documentation, and how to get pre-approved.

Medardo F.11 min read
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colombiacomprar casa florida

How to Buy a Home in Florida as a Colombian National

A complete step-by-step guide for Colombian nationals buying real estate in Florida — no US visa required, 30% down payment, and financing available with your cédula and Colombian financial documents.

Medardo F.10 min read
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foreign buyercommon mistakes

5 Mistakes Foreign Buyers Make When Getting a Florida Mortgage (And How to Avoid Them)

After 20+ years helping international buyers finance Florida property, we have seen the same mistakes repeatedly. Here are the five most common — and exactly how to avoid them.

Medardo F.12 min read
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ITINno SSN

ITIN Mortgage Loans in Florida: What Foreign Nationals Need to Know

ITIN mortgage programs allow foreign nationals living in the US without a Social Security Number to purchase a home. Here's everything you need to know about qualifying and applying.

Medardo F.11 min read
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no visaforeign national

Can I Buy Property in Florida Without a US Visa?

Yes — citizens of many countries can purchase Florida real estate without a US visa through special no-visa mortgage programs. Learn who qualifies and how the process works.

Medardo F.11 min read
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down paymentforeign national

Florida Mortgage Down Payment Requirements for Foreign Nationals by Country

A detailed breakdown of down payment requirements for foreign national mortgages in Florida, organized by country and risk tier — plus tips to minimize your upfront costs.

Medardo F.10 min read
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foreign nationalmortgage guide

Complete Guide to Foreign National Mortgages in Florida (2026)

Everything international buyers need to know about obtaining a mortgage in Florida — from eligibility and down payments to the closing process and required documents.

Medardo F.12 min read

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