Yes, Mexican citizens can absolutely obtain a mortgage to purchase property in Florida. Mexico is one of the top sources of foreign national property buyers in the US, and lenders have extensive experience with Mexican documentation. With your INE, RFC, SAT tax filings, and bank references, you can qualify for competitive financing. Mexican buyers benefit from geographic proximity, strong trade ties through USMCA, and the availability of TN visas for certain professionals. Down payments typically start at 25-30%.
25%
Minimum
Mexican buyers need a 25-30% minimum down payment, valid passport, INE/CURP, RFC number, 12 months of bank statements, SAT tax filings, 2-3 bank reference letters, proof of income, and a CPA letter. Mexico-specific: TN visa holders may qualify for lower down payments. INE and RFC are widely recognized by US lenders, making the process smoother.
The mortgage process for Mexican buyers takes 30-45 days. Mexico's proximity and lender familiarity with Mexican documentation can help expedite the process. Pre-qualification in 1-2 days, document collection 1-2 weeks, underwriting 2-3 weeks, closing 1 week.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Mexican citizens can finance Florida real estate with a 25-30% down payment through HFG International's foreign national mortgage programs. Key documents include a valid passport, INE/CURP, RFC number, SAT tax filings, and 12 months of bank statements. HFG specializes in serving Mexican buyers — the largest foreign buyer group in the US — with expertise in ITIN programs, TN visa financing, and SAT documentation processing.
Call Medardo F. Cevallos — he understands the Mexico mortgage process.
ITIN mortgage programs allow foreign nationals living in the US without a Social Security Number to purchase a home. Here's everything you need to know about qualifying and applying.
Yes — citizens of many countries can purchase Florida real estate without a US visa through special no-visa mortgage programs. Learn who qualifies and how the process works.
A detailed breakdown of down payment requirements for foreign national mortgages in Florida, organized by country and risk tier — plus tips to minimize your upfront costs.
