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HFG International
Palm Beach County, Florida

Foreign National Mortgages in Boca Raton, Florida

Buy property in Boca Raton as a foreign national. Specialized financing with 20+ years of experience.

Call (954) 370-4849Schedule a Consultation

Boca Raton

Boca Raton is an upscale city in southern Palm Beach County known for its luxurious gated communities, pristine beaches, and Mediterranean-inspired architecture. Home to Mizner Park, Town Center at Boca Raton, and Florida Atlantic University, Boca attracts affluent Brazilian and Argentine buyers seeking a refined, resort-style lifestyle with excellent schools and low crime.

Why Buy in Boca Raton?

Boca Raton offers a premium quality of life that few South Florida cities can match. The city features some of the best public and private schools in Palm Beach County, including the renowned Saint Andrew's School and Pine Crest School. Gated communities like Boca West, Woodfield, and Broken Sound provide resort-level amenities with golf courses, tennis centers, and clubhouses. The beach is less crowded than Miami or Fort Lauderdale, and the dining and shopping scene along Mizner Park and Camino Real rivals any upscale destination in the state.

Price Range

From $500,000

To $2,000,000

Property Types

Single FamilyCondoTownhouseEstate Home

Top Nationalities

BrazilianArgentineColombianVenezuelanCanadian

Popular Neighborhoods

  • East Boca
  • West Boca
  • Broken Sound
  • Boca West
  • Woodfield
  • Royal Palm Yacht & Country Club

Why Invest in Boca Raton

1

Palm Beach County leads Florida in luxury home sales growth, with Boca Raton as its most accessible entry point

2

Strong appreciation in gated communities, with homes in Boca West and Broken Sound holding value through market cycles

3

Growing tech corridor along I-95 is bringing high-income professionals and driving housing demand

Nearby Attractions

Mizner Park — Upscale outdoor shopping, dining, and entertainment district
Town Center at Boca Raton — Premier luxury shopping mall with Neiman Marcus, Nordstrom, and Saks
Red Reef Park — Pristine beach with snorkeling reef and nature trails
Boca Raton Resort & Club (Waldorf Astoria) — Iconic pink resort designed by Addison Mizner

FAQs About Boca Raton

What are the best neighborhoods in Boca Raton for families?
For families, West Boca offers the best value with newer homes in master-planned communities near top-rated schools. Broken Sound is a premier gated community with excellent amenities and an active family scene. Boca West is the largest private country club community in the US, ideal for families who want golf and resort-style living. East Boca is more walkable and closer to the beach, with charming older neighborhoods and newer townhome developments.
How do property taxes in Boca Raton compare to Miami?
Property tax rates in Boca Raton are similar to Miami-Dade County, typically ranging from 1.8-2.3% of assessed value. Palm Beach County millage rates are slightly lower than Miami-Dade in some areas. For a $750,000 home without Homestead Exemption (typical for foreign buyers), expect annual property taxes of approximately $13,500-$17,250. Some gated communities also charge annual CDD (Community Development District) fees on top of HOA fees.
Is Boca Raton good for retirees from Latin America?
Boca Raton is one of the best retirement destinations in Florida for affluent Latin American retirees. The city offers world-class healthcare at Boca Raton Regional Hospital, a warm climate, excellent dining, and numerous golf and tennis communities designed for active adults. Many 55+ communities like Boca West and Valencia at Boca have active social calendars with Spanish-speaking members. The lifestyle is more relaxed and upscale compared to Miami.
What is the minimum down payment for foreign buyers in Boca Raton?
Foreign national mortgage programs for Boca Raton properties typically require 25-30% down payment for single-family homes and condos. For luxury properties above $1 million, some lenders may require 30-35% down. Home Financial Group works with lenders experienced in Palm Beach County luxury transactions and can help structure financing for estates and high-value properties. We accept international bank statements, tax returns from your home country, and foreign credit references.

Ready to Buy in Boca Raton?

Call Medardo F. Cevallos — foreign national mortgage expert in Boca Raton.

Call (954) 370-4849Schedule a Consultation

Other Cities

Fort LauderdaleBrickellWestonCelebration

Related Countries

🇧🇷
Brazil30% down
🇦🇷
Argentina30% down
🇨🇴
Colombia30% down
🇻🇪
Venezuela30% down
🇨🇦
Canada25% down