Yes, Paraguayan citizens can obtain a mortgage to purchase property in Florida. While Paraguay has a smaller community in South Florida compared to some neighboring countries, qualified Paraguayan buyers can access foreign national mortgage programs with proper documentation. Lenders will require standard foreign national paperwork including your cédula, SET tax filings, and bank references. Down payments typically start at 30-35%.
35%
Minimum
Paraguayan buyers need a 30-35% minimum down payment, valid passport, cédula de identidad, 12 months of bank statements, SET tax filings, 2-3 bank reference letters, proof of income, and a CPA letter. Fewer lenders specialize in Paraguayan documentation specifically, so working with an experienced broker is particularly valuable.
The mortgage process for Paraguayan buyers takes 35-50 days. Document collection may take slightly longer as certified translations are typically needed. Pre-qualification in 1-2 days, document collection 2-3 weeks, underwriting 2-3 weeks, closing 1 week.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Paraguayan citizens can finance Florida real estate with a 30-35% down payment through HFG International's foreign national mortgage programs. Key documents include a valid passport, cédula de identidad, SET tax filings, and 12 months of bank statements. HFG specializes in connecting Paraguayan buyers with lenders experienced in processing guaraní-denominated financial documentation.
Call Medardo F. Cevallos — he understands the Paraguay mortgage process.
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