Must currently own a Florida property with an existing mortgage. Valid passport required. Minimum 25-30% equity in the property. Foreign credit references or international credit report. Proof of income from your home country or US-based income. Current mortgage must be in good standing with no late payments in the last 12 months.
Lower your monthly mortgage payment with a reduced interest rate
Switch from an adjustable-rate mortgage (ARM) to a predictable fixed rate
No cash extraction required — purely rate and term improvement
Remote closing available via power of attorney — no US travel required
Choose from 15, 20, or 30-year fixed-rate terms
Individual or LLC ownership structures accepted
Free consultation to review your current mortgage terms, rate, and refinance goals
Submit your refinance application with current mortgage statement, property documents, and income verification
Property appraisal ordered to confirm current market value and equity position
Underwriting review — we manage all lender communication and documentation on your behalf
Close on your new mortgage — typical timeline 30-45 days from application
Talk to a foreign national mortgage expert today.
