Must currently own a Florida property with an existing mortgage or free and clear. Valid passport required. Minimum 30-35% equity in the property after cash-out. Foreign credit references or international credit report. Proof of income from your home country or US-based income. Property must have been owned for at least 6-12 months (seasoning requirement varies by lender).
Access equity up to 65-70% LTV — use funds for any purpose
Use cash-out funds to purchase a second property, renovate, or invest in your business
Larger loan amounts available for high-value properties
Individual or LLC ownership structures accepted
Interest-only payment options available to maximize cash flow
Remote closing via power of attorney — no US travel required
Free consultation to discuss your equity goals, cash-out amount, and intended use of funds
Submit your application with current mortgage statement, property documents, income verification, and equity goals
Property appraisal ordered to confirm current market value and maximum cash-out amount
Underwriting review with equity verification — we manage all documentation and lender communication
Close and receive your cash-out funds via wire transfer — typical timeline 30-45 days from application
Talk to a foreign national mortgage expert today.
