Yes, Turkish citizens can obtain a mortgage to purchase property in Florida. Turkey has a growing community in the US, and many lenders offer programs for Turkish nationals. With your T.C. Kimlik number, Turkish tax returns, and bank references, you can qualify for financing with as little as 30% down. Both tourist visa holders and those with US work visas can apply.
30%
Minimum
Turkish buyers need a minimum 30% down payment, valid passport, T.C. Kimlik number, 12 months of bank statements, Turkish tax returns, 2-3 bank reference letters, proof of income, and a CPA letter. Turkey-specific: lenders may require additional documentation to verify income due to currency volatility of the Turkish Lira.
The mortgage process for Turkish buyers typically takes 30-45 days. Pre-qualification in 1-2 days, document collection 1-2 weeks, underwriting 2-3 weeks, closing 1 week. Having your T.C. Kimlik documentation and tax returns translated and ready in advance can help speed up the process.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Turkish citizens can obtain Florida mortgages with a minimum 30% down payment using their T.C. Kimlik number, GİB tax returns, and bank reference letters from major banks like İş Bankası or Garanti BBVA. Due to Turkish Lira volatility, lenders may require additional income documentation or USD-denominated reserves. HFG specializes in guiding Turkish buyers through currency considerations and foreign national mortgage programs.
Call Medardo F. Cevallos — he understands the Turkey mortgage process.
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