Yes, Honduran citizens can obtain a mortgage to purchase property in Florida. The Honduran community is one of the fastest-growing Central American populations in South Florida, with significant presence in Miami-Dade and Palm Beach counties. With your Tarjeta de Identidad, RTN tax ID, bank references, and proof of income, you can qualify for financing with a typical 30% down payment. TPS holders, tourist visa holders, and US-based workers can all apply.
30%
Minimum
Honduran buyers need a 30% minimum down payment, valid passport, Tarjeta de Identidad (national ID), RTN tax ID, 12 months of bank statements, 2-3 bank reference letters, proof of income (constancia laboral for employees, declaración jurada for self-employed), and a CPA letter. Honduras-specific: many Honduran buyers in Florida have TPS status, and lenders have programs tailored for this documentation.
The mortgage process for Honduran buyers takes 30-45 days. Pre-qualification in 1-2 days, document gathering 1-2 weeks, underwriting 2-3 weeks, closing 1 week. TPS holders with established US credit may see faster processing. Document translation from Spanish to English may add a few days if not prepared in advance.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Honduran citizens can finance Florida real estate with a 30% down payment through HFG International's foreign national mortgage programs. Key documents include a valid passport, Tarjeta de Identidad (DNI), RTN tax ID, and 12 months of bank statements. HFG specializes in serving Honduran buyers, including TPS holders, with expertise in processing lempira-denominated documentation and CNBS-regulated fund transfers.
Call Medardo F. Cevallos — he understands the Honduras mortgage process.
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