Yes, Guatemalan citizens can obtain a mortgage to purchase property in Florida. The Guatemalan community in South Florida is one of the fastest-growing Central American populations, especially in areas like Homestead, Hialeah, and Lake Worth. With your DPI, NIT tax ID, bank references, and proof of income, you can qualify for financing with a typical 30% down payment. Both tourist visa holders and US-based workers (including TPS holders) can apply.
30%
Minimum
Guatemalan buyers need a 30% minimum down payment, valid passport, DPI (national ID), NIT tax ID, 12 months of bank statements, 2-3 bank reference letters, proof of income (constancia laboral for employees, declaración jurada for self-employed), and a CPA letter. Guatemala-specific: lenders are increasingly familiar with Guatemalan documentation as the diaspora grows rapidly in South Florida.
The mortgage process for Guatemalan buyers takes 30-45 days. Pre-qualification in 1-2 days, document gathering 1-2 weeks, underwriting 2-3 weeks, closing 1 week. Document translation from Spanish to English may add a few extra days if not prepared in advance.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Guatemalan citizens can finance Florida real estate with a 30% down payment through HFG International's foreign national mortgage programs. Key documents include a valid passport, DPI (national ID), NIT tax ID, and 12 months of bank statements. HFG specializes in serving Guatemalan buyers, including TPS holders, with expertise in processing quetzal-denominated financial documentation and SAT Guatemala filings.
Call Medardo F. Cevallos — he understands the Guatemala mortgage process.
ITIN mortgage programs allow foreign nationals living in the US without a Social Security Number to purchase a home. Here's everything you need to know about qualifying and applying.
Yes — citizens of many countries can purchase Florida real estate without a US visa through special no-visa mortgage programs. Learn who qualifies and how the process works.
A detailed breakdown of down payment requirements for foreign national mortgages in Florida, organized by country and risk tier — plus tips to minimize your upfront costs.
