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Miami-Dade County, Florida

Foreign National Mortgages in Kendall, Florida

Buy property in Kendall as a foreign national. Specialized financing with 20+ years of experience.

Kendall

Kendall is a sprawling suburban community in unincorporated south Miami-Dade County, known for its family-friendly neighborhoods, large Latin American population, and excellent value compared to coastal areas. With abundant shopping centers, parks, and proximity to Baptist Hospital and Zoo Miami, Kendall offers foreign buyers a comfortable suburban lifestyle with strong community ties and significantly lower price points than Miami's urban core.

Why Buy in Kendall?

Kendall is the ideal choice for foreign families who prioritize space, schools, and value over beachfront living. The area offers significantly more square footage per dollar than coastal Miami, with modern single-family homes and townhouses in well-maintained communities. The strong Latin American presence means Spanish is widely spoken in schools, stores, and restaurants, making the transition seamless for families from Colombia, Venezuela, and other LATAM countries. Major highways provide easy access to downtown Miami, Brickell, and the airport.

Price Range

From $350,000

To $700,000

Property Types

Single FamilyTownhouseCondo

Top Nationalities

ColombianVenezuelanCubanPeruvianArgentine

Popular Neighborhoods

  • Kendall Breeze
  • The Falls
  • Kendale Lakes
  • The Hammocks
  • Kendall West

Why Invest in Kendall

1

Exceptional value — get 2-3x the square footage compared to Miami's urban core for the same price

2

Strong rental demand from families and professionals who work in downtown Miami

3

Lower flood insurance costs than coastal areas — most of Kendall is outside high-risk flood zones

4

Steady 4-6% annual appreciation driven by strong demand from Latin American families

Nearby Attractions

The Falls — Open-air shopping mall with waterfalls, dining, and entertainment
Zoo Miami — The largest and oldest zoological garden in Florida with over 3,000 animals
Baptist Hospital of Miami — Major regional medical center and trauma facility
Dadeland Mall — Major shopping destination at the northern edge of Kendall with Metrorail access

FAQs About Kendall

Is Kendall a good area for families with children?
Kendall is one of the most family-friendly areas in Miami-Dade County. The community has numerous highly-rated schools including Sunset Senior High, Glades Middle School, and multiple A-rated elementary schools. There are abundant parks, sports leagues, and family activities. Shopping and dining options are plentiful, with The Falls and Dadeland Mall nearby. The suburban setting provides larger yards and quieter streets than urban Miami. The strong LATAM community means bilingual schools and programs are widely available.
How far is Kendall from the beach and the airport?
Kendall is located approximately 20-25 miles from Miami Beach, about a 30-45 minute drive depending on traffic. Miami International Airport is about 15-20 minutes north via the Palmetto Expressway or Turnpike. While the commute to the beach is longer than coastal areas, the significantly lower property costs and reduced hurricane/flood risk make the tradeoff worthwhile for many families. The Metrorail station at Dadeland provides public transit access to downtown Miami and the airport.
What down payment do foreign buyers need for Kendall properties?
Foreign national mortgage programs for Kendall properties typically require 25-30% down payment. For a $450,000 single-family home, that's approximately $112,500-$135,000 down. Kendall's lower price points mean the total cash investment is significantly less than in coastal areas, making it one of the most accessible markets for foreign buyers. Home Financial Group works with lenders who understand international income documentation and can secure competitive rates for properties in suburban Miami-Dade.
What are the HOA fees like in Kendall communities?
HOA fees in Kendall are generally much lower than in coastal condo buildings. Single-family homes in gated communities typically have HOA fees of $100-$400 per month, covering security, common area maintenance, and community amenities like pools and clubhouses. Townhouse communities range from $200-$500 per month. Condo complexes may charge $300-$700 per month. These affordable fees are another reason Kendall offers excellent value for international buyers comparing total cost of ownership.
Does Kendall have good public transportation?
Kendall's public transportation is improving but is still primarily car-dependent. The Metrorail has stations at Dadeland South and Dadeland North on the northern edge of Kendall, providing direct access to downtown Miami, Brickell, and the airport. Bus routes serve major corridors along Kendall Drive and 88th Street. However, most residents rely on cars for daily activities. The planned South Dade Transitway extension will improve transit options in the coming years. For foreign buyers, having a car is recommended for living in Kendall.

Ready to Buy in Kendall?

Call Medardo F. Cevallos — foreign national mortgage expert in Kendall.