Yes, Romanian citizens can obtain a mortgage to purchase property in Florida. Romania's EU membership and rapidly growing economy make Romanian buyers increasingly active in the international real estate market. With a 25% down payment, ANAF tax filings, and bank references, Romanian nationals can access competitive foreign national mortgage programs. The large Romanian-American community in the US provides a cultural bridge for property buyers.
25%
Minimum
Romanian buyers need a 25% minimum down payment, valid passport, CNP number, 12 months of bank statements, ANAF tax filings, income documentation (adeverință de salariu), 2-3 bank reference letters, and a CPA letter. Romanian-language documents require certified English translations.
The mortgage process for Romanian buyers takes 35-45 days. Romanian-language document translation adds 3-5 days. Pre-qualification in 1-2 days, document collection 1-2 weeks, underwriting 2-3 weeks, closing 1 week.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Romanian citizens can purchase Florida property with a 25% minimum down payment through HFG International's foreign national mortgage programs. Key documents include a valid passport, CNP number, ANAF tax filings (declarație fiscală), adeverință de salariu, and bank references from Romanian institutions like Banca Transilvania or BRD. HFG specializes in RON-to-USD fund transfers and coordinating mortgage timelines with B1/B2 visa travel schedules.
Call Medardo F. Cevallos — he understands the Romania mortgage process.
ITIN mortgage programs allow foreign nationals living in the US without a Social Security Number to purchase a home. Here's everything you need to know about qualifying and applying.
Yes — citizens of many countries can purchase Florida real estate without a US visa through special no-visa mortgage programs. Learn who qualifies and how the process works.
A detailed breakdown of down payment requirements for foreign national mortgages in Florida, organized by country and risk tier — plus tips to minimize your upfront costs.
