Yes, Haitian citizens can obtain a mortgage to purchase property in Florida. Haiti has one of the largest diaspora communities in South Florida, particularly in Miami-Dade and Broward counties. Many lenders have experience working with Haitian nationals and understand the documentation requirements. With your NIF, CIN, bank references, and proof of income, you can qualify for financing with down payments starting at 30%.
30%
Minimum
Haitian buyers typically need a 30% down payment, valid passport, NIF (tax identification number), CIN (national ID card), 12 months of bank statements from Haitian institutions, 2-3 bank reference letters, proof of income (employment letter or tax returns), and a CPA letter. Documents in French or Haitian Creole must be translated to English by a certified translator. A US bank account is helpful but not always required at the application stage. Reserves of 12 months of mortgage payments must be verified.
The typical mortgage process for Haitian buyers takes 30-45 days from application to closing. Pre-qualification can be done in 1-2 days, document collection takes 1-2 weeks, underwriting 2-3 weeks, and closing 1 week. Having all documents translated from French or Haitian Creole to English and notarized in advance can speed up the process significantly.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Haitian citizens can finance Florida property with a 30% minimum down payment using their NIF (Numéro d'Identification Fiscale), CIN (Carte d'Identification Nationale), DGI tax records, and bank statements. Documents in French or Haitian Creole require certified English translation. HFG International specializes in Haitian buyer mortgages, serving South Florida's large Haitian diaspora with expertise in navigating Creole and French documentation requirements.
Call Medardo F. Cevallos — he understands the Haiti mortgage process.
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