Yes, Greek citizens can obtain a mortgage to purchase property in Florida. As EU passport holders and Eurozone members, Greek buyers benefit from established financial documentation through AADE and the AFM tax system. The large Greek-American community in Florida, particularly in the Tampa Bay area, makes it a natural destination. With a 25% down payment, proper tax filings, and bank references, Greek nationals can access competitive foreign national mortgage programs.
25%
Minimum
Greek buyers need a 25% minimum down payment, valid passport, AFM tax number, 12 months of bank statements, AADE tax filings (E1 form), income documentation, 2-3 bank reference letters, and a CPA letter. Greek-language documents require certified English translations.
The mortgage process for Greek buyers takes 35-45 days. Greek-language document translation adds 3-5 days. Pre-qualification in 1-2 days, document collection 1-2 weeks, underwriting 2-3 weeks, closing 1 week.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Greek citizens can purchase Florida property with a 25% minimum down payment through HFG International's foreign national mortgage programs. Key documents include a valid passport, AFM tax number, AADE E1 tax filings with εκκαθαριστικό, and bank references from Greek institutions like Piraeus Bank or Alpha Bank. HFG specializes in Greek buyer documentation and connects buyers with Florida's thriving Greek-American community.
Call Medardo F. Cevallos — he understands the Greece mortgage process.
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A detailed breakdown of down payment requirements for foreign national mortgages in Florida, organized by country and risk tier — plus tips to minimize your upfront costs.
