Yes, Danish citizens can obtain a mortgage to purchase property in Florida. Denmark's strong economy, transparent tax system through SKAT, and world-class banking sector make Danish buyers excellent mortgage candidates. With a 25% down payment, proper tax filings, and bank references, Danish nationals can access competitive foreign national mortgage programs. Denmark's cultural affinity for international real estate investment and strong currency make Florida a natural choice.
25%
Minimum
Danish buyers need a 25% minimum down payment, valid passport, CPR number, 12 months of bank statements, SKAT tax filings (årsopgørelse), income documentation, 2-3 bank reference letters, and a CPA letter. Danish documents need certified English translations, though many Danish banks provide English-language statements.
The mortgage process for Danish buyers takes 30-40 days. Danish banks commonly provide English-language documents, reducing translation time. Pre-qualification in 1-2 days, document collection 1-2 weeks, underwriting 2-3 weeks, closing 1 week.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Danish citizens can finance Florida property with a 25% minimum down payment through HFG International's foreign national mortgage programs. Key documents include a valid passport, CPR-nummer, årsopgørelse tax filings from Skat.dk, lønseddel pay slips, and bank references from Danish institutions like Danske Bank or Nordea. HFG specializes in DKK-to-USD transfers and navigating Denmark's high-tax-country documentation for US lenders.
Call Medardo F. Cevallos — he understands the Denmark mortgage process.
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