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HFG International
Miami-Dade County, Florida

Foreign National Mortgages in Surfside, Florida

Buy property in Surfside as a foreign national. Specialized financing with 20+ years of experience.

Call (954) 370-4849Schedule a Consultation

Surfside

Surfside is a charming small beachside town nestled between Miami Beach and Bal Harbour, offering a quieter, more residential alternative to its flashier neighbors. With just over 6,000 residents, this walkable community features a mix of luxury oceanfront condominiums and single-family homes on tree-lined streets, attracting international buyers who value tranquility without sacrificing access to world-class shopping and dining.

Why Buy in Surfside?

Surfside offers the best of both worlds: a quiet, family-oriented beach town that is walking distance from Bal Harbour Shops and a short drive from South Beach's nightlife. The town's small size means a strong sense of community, with local events, farmers markets, and a dedicated community center. New luxury developments are bringing modern residences to the area while maintaining the town's residential character. For foreign buyers, Surfside provides a more intimate and affordable entry point into Miami's luxury beachfront market.

Price Range

From $500,000

To $3,000,000

Property Types

CondoSingle Family

Top Nationalities

ArgentineBrazilianColombianFrenchIsraeli

Popular Neighborhoods

  • Surfside Oceanfront
  • Town Center
  • Surfside West
  • North Surfside

Why Invest in Surfside

1

New luxury developments are reshaping the skyline, driving significant property value appreciation

2

Walking distance to Bal Harbour Shops adds premium value to nearby properties

3

Limited beachfront inventory in a high-demand area ensures strong long-term appreciation

4

Small-town character with big-city proximity appeals to family-oriented international buyers

Nearby Attractions

Surfside Beach — Pristine, less-crowded beach with lifeguard stations and a relaxed atmosphere
Bal Harbour Shops — Ultra-luxury open-air shopping center just steps north of Surfside
Surfside Community Center — Hub for local events, fitness classes, and cultural programming

FAQs About Surfside

How is Surfside different from Miami Beach and Bal Harbour?
Surfside sits geographically between Miami Beach to the south and Bal Harbour to the north, offering a middle ground in both price and lifestyle. Unlike Miami Beach's bustling nightlife scene, Surfside is quiet and residential. Unlike Bal Harbour's ultra-exclusive price tags, Surfside offers more accessible entry points for luxury beachfront living. The town has its own government, police force, and distinct community identity. Many buyers choose Surfside precisely because it offers beach living without the tourist crowds.
Can foreign nationals buy property in Surfside?
Absolutely. Foreign nationals can purchase any type of property in Surfside — condos, single-family homes, or townhouses. No US visa or residency status is required. Foreign national mortgage programs are available with typical down payments of 25-30%. Surfside's international community means local real estate professionals, attorneys, and title companies are experienced in handling foreign transactions. Home Financial Group can guide you through the entire financing process.
What is the rental market like in Surfside?
Surfside has a solid rental market, particularly for annual leases. Oceanfront condos command premium rents from professionals and families who want beach access in a quieter setting. One-bedroom condos typically rent for $2,500-$4,000/month, while larger units can command $5,000-$10,000+. Short-term rentals are more regulated in Surfside than in Miami Beach, so investors should verify building rules before purchasing. The steady demand from international residents creates reliable rental income.
What happened with the Champlain Towers collapse and how has it affected the market?
The tragic collapse of Champlain Towers South in June 2021 led to significant changes in Florida's condo laws. The state now requires more rigorous structural inspections for buildings over 30 years old and mandates that condo associations maintain adequate reserve funds. While the event initially impacted sentiment, Surfside's real estate market has rebounded strongly. The site is being redeveloped as a memorial and luxury project. The stricter regulations have actually increased buyer confidence in newer buildings, and property values in Surfside have continued to appreciate.

Ready to Buy in Surfside?

Call Medardo F. Cevallos — foreign national mortgage expert in Surfside.

Call (954) 370-4849Schedule a Consultation

Other Cities

Bal HarbourMiami BeachSunny Isles BeachAventura

Related Countries

🇦🇷
Argentina30% down
🇧🇷
Brazil30% down
🇨🇴
Colombia30% down
🇫🇷
France25% down
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Israel25% down